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Daddy Issues
Last week I had a fight with my dad. He thinks that my sisters and I should put money away for his funeral. Mind you, this man was not a present father nor did he support us financially after he abandoned our family. In my opinion he’s lucky that we even speak to him and…
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Eating Out Economically
Let’s face it, making dinner night after night is challenging, from coming up with creative things to feed yourself or your family or sticking to a budget when you’re exhausted on the average weekday night. For me, cooking night after night gets boring, and after weeks of making meals I need a break. Eating out…
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Do You Need a Target Date Retirement Fund?
Recently, I was watching TikTok and I saw Ramit Sethi talking about target date retirement funds. I had never heard about these funds before, so of course I had to research and find out what they are. Here’s what I found. Target date retirement funds are a category of investment funds designed to help people…
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How Preferred Shares Work in Canadian Investing
When you’re investing there is always a risk that the market could have a dip and that dip could happen right after you retire. If that’s the case you need a plan to weather the storm in the event of a dip. One way is to keep some of your funds in a high interest…
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What are Bonds?
My husband knows that I’m very interested in the stock market and investing. He came home from his night shift excited to tell me about his coworker who is an avid investor. He said his coworker said we should look into US treasury bonds. I’ve heard the term, but didn’t know what that actually was….
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Cutting our Spending
I find it very difficult to stay on budget from month to month. Although we aren’t big shoppers, my husband and I have a habit of making purchases without really thinking about our budget. And while I have an electronic program that tracks our income and expenses, I still find it difficult to make the…
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Easy Peasy BBQ Beef Ribs
The warm weather always makes me crave bar-b-que. When I was a kid I always wanted to try ribs because anywhere we went ribs if ribs were on the menu they were always pork, and I don’t eat pork. I didn’t know about Montana’s growing up, so I hadn’t had the opportunity to try them….
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Getting Back to the Garden
It’s that time again. It’s June and I spent the weekend getting my garden together. This is our third year in this house, and I’ve been gardening since our first summer here. The first year was obviously the most challenging as we built and setup everything from scratch starting with our raised beds. Looking back…
