The Middle Class Life

Matters of the modern middle class

Retirement Projection Calculator

How It Works

Our AI-powered Retirement Projection Calculator aggregates your assets, debts, and uses intelligent modeling to provide a retirement roadmap tailored to Canadians. Here is how to use it:

  1. Input Your Basics: Provide your current age, desired retirement age, and household income.
  2. Detail Your Assets & Debts: Enter your RRSPs, TFSAs, investments, and any outstanding mortgage or loan balances.
  3. Add Your Income Streams: Input your projected defined benefit pension (if applicable), CPP, and OAS details to see how they bolster your retirement security.
  4. Define Your Expenses: List your recurring monthly costs to help the AI determine your actual retirement “burn rate.”
  5. Generate Your Projection: Hit the button and get a report detailing your Net Worth, FIRE number, Coast FIRE date, and a projected wealth table.