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How to Read a Fund Fact Sheet
Doing your due diligence and researching the individual funds you are contemplating investing in can honestly be a slog. But reading fund fact sheets are a necessary takes if you’re serious about your investments. What Is a Fund Fact Sheet? A fund fact sheet is a document that sums up a mutual fund or ETF….
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No-Spend Weekend Ideas
Now that the holidays are over and for some the Christmas credit card bills are coming due, it may be just the right time to recommit to frugality goals for the new year. In particular with how much we spend on the weekends. Does your credit card seem to work overtime from Friday to Sunday?…
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Retirement Planning in your 40s
If you are in your 40s, it can feel like retirement is both far away and uncomfortably close. Your 40s and 50s are the time of your life that sets up your final approach to retirement. The hard truth is that many Canadians drift through this stage. Surveys show a large share of people in…
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How Mark Carney’s projects will translate to Western jobs
If you’re a tradesperson, you have probably heard talk about huge “nation-building” projects and billions in new investment. The short version is this: Mark Carney’s big project push could mean a lot more work for trades, especially in Western Canada and the North. These are long, heavy jobs that need people who know how to…
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Gilded App Review: Planning Your Rich Life
I have been a personal finance nerd for years, using spreadsheets and retirement calculators. So when I saw Gilded in a TikTok post, I was excited about the prospect of a Canadian-based finance application. Gilded, is touted as a future-focused financial planning app built for next-generation wealth builders. It promises clear projections and easy scenario…
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Layoffs Looming? How to Prepare
In the past week, work have been unusually stressful. This is because 400 positions were eliminated and 100 people were laid off. I work in IT and there was an entire team and at least one person I know who was laid of in the IT department. Obviously, I’m scared. My husband works seasonally, so…
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Daddy Issues
Last week I had a fight with my dad. He thinks that my sisters and I should put money away for his funeral. Mind you, this man was not a present father nor did he support us financially after he abandoned our family. In my opinion he’s lucky that we even speak to him and…
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Eating Out Economically
Let’s face it, making dinner night after night is challenging, from coming up with creative things to feed yourself or your family or sticking to a budget when you’re exhausted on the average weekday night. For me, cooking night after night gets boring, and after weeks of making meals I need a break. Eating out…
